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I am TOTALLY thrilled that Emily from The Thrifty Social Worker agreed to share with us!
If you have been to my coupon class – you have heard me talk about tracking your spending, analyzing it and then, creating a budget so you can achieve your goals…but what IS a goal?
This is RIGHT up her ally – helping others set goals!
Enjoy this post and make sure you check out her site — she’s doing an AMAZING job saving for her wedding, paying off her school loans and having a lot of fun through it all.
The first thing one must do is clearly state the problem. How can you change something if you haven’t defined what the problem is? Example: I have $5000 credit card debt. No need to over think the problem, you can just simply state it.