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A friend of mine was complaining about a credit card bill for the previous month (she shall remain nameless…) and was shocked to see how much she spent at just McDonald’s the previous month.
Occasionally she would hit the drive thru after dropping the kids at school and get her soda and egg McMuffin. Grand total $4. Not so bad – right?
Unless you do it 18 times in a month.
On your credit card where you can’t help but see that $76 just went to McDonald’s and you are going to pay interest on it if you don’t pay it off quickly.
$76 is almost what I spend for the entire month on groceries.
Their family did hit other places too over the month, for a grand total of $285 over the four weeks. That is over $3,700 a year with nothing to show for it.
Talk about a wake up call!
Have you been tracking where your money goes? Try it and you might be surprised. It’s the fastest way to see what isn’t happening to your savings plans.