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I hear this a lot: I personally always start out going strong when I set a goal for saving money, but then I dip into my fund within a couple of weeks. It happens every time. If this could be you, you could rry to actually trick yourself into saving money. This way your savings fund starts to build but you don’t have the urge to spend it. I am going to share with you my tips for tricking yourself into saving money!
-Save Your Change: I know I am not the only lady out there that just throws change into the bottom of our purse until their is a ton of money at the bottom and it begins to weigh down my purse completely, or maybe you have change building up in the center console of your car. Instead of using that change to buy yourself a soda from the vending machine or something of that nature, try saving it. Just get yourself a jar, or even a piggy bank and throw that change into there. I promise it really does add up, you’ll have quite a bit saved up before you know it.
-Set Aside Savings from Other Shopping: If you are a couponer when it comes to grocery shopping and such, set aside the money that you are saving with those coupons to create a savings fund. You may only being saving a few dollars here and there each week, but as long as you leave that savings alone…you will have a bunch saved up in no time.
-Save Your Bonuses/Raises from Work: If you are lucky enough to earn a bonus or a raise from work, set that money aside. If you have been living just fine with that extra money then put the extra toward a savings fund for any emergencies that may occur. I know it may be difficult to avoid splurging on a gift for yourself, but you’ll thank yourself when you have the money saved up for if your car breaks down or expected bill comes up.
-Take Online Surveys: Taking online surveys is a great way to earn some extra cash for saving. Taking online surveys can be pretty time consuming but it is well worth it. Who doesn’t love free money, am I right?!
-A Dollar a Day: I have found this one to be the most simple for me, saving a dollar a day. I simply put one dollar bill a day in an envelope and keep it hidden in a drawer. This way it is not in plain sight and I am not tempted to dip into this savings fund.
Saving money can be a difficult task to stick to, but you just need to simply be strong and think about how much it will be worth it when you have a big savings fund for something you want or need in the future.