How to go From Survival Mode to Debt Free

When you’re living from paycheck to paycheck things can be hard, you feel like your just in survival mode. You may feel like you are fated to this state of mind, but you’re not at all by any means. It can be stressful and trying times but you can do something about it and take control. How to go From […]

How to Stop Living Paycheck to Paycheck

Getting a handle on your financial situation can help you to stop living paycheck to paycheck. It can be frustrating when something goes wrong that requires attention of your finances, especially if the funds are not there. Steps you can take to stop living paycheck to paycheck can be taken. It may seem impossible while you’re stressing over the situation. […]

How to Use Dave Ramsey’s Envelope System

It can be so easy to spend money using a debit card, it can also lead to overspending. Using Dave Ramsey’s envelope system can help you save money, keep expenses in order, and stay on track. Using Dave Ramsey’s envelope system helps you categorize your money for different budgets, you keep your well earned cash in envelopes and tuck them […]

How to Create a Zero Based Budget

A zero based budget may sound complicated but it’s not at all. A zero based budget is just your income minus your expenses which equals zero. It is easier than you might think to create a zero based budget! With a zero based budget it is important to make certain your expenses match what is coming in each month, this […]