How to Check your Credit Score
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Credit scores are one of the most important indicators of our financial situation. Your score determines how likely you are to be approved for credit cards, mortgages, auto loans, personal loans, and more. It’s important to know your credit score so you can take tips to improve it. But how do you find out your score in the first place? There are several ways. Here’s how to check your credit score.
- Request a free credit score. The three major credit reporting agencies (Equifax, Experian, and TransUnion) are required to provide you with a free report of your credit score once a year. You can request your free score through AnnualCreditReport.com.
- Check out your credit card company’s website. Most credit card companies now provide people with the ability to monitor your score every month.
- Join a credit monitoring website or app. Two popular options include Credit Karma and Credit Sesame. Not only do they provide you with credit score updates, but they also provide you with information on how to improve your credit. They will show you debt consolidation and balance transfer options.
These are just three of the ways you can check your credit score. Any time you attempt to use credit to make a purchase, whether it be for new furniture or a car, you can also ask the salesperson what your score is.
